When the financial crisis first hit back in autumn 2008, UK banks became very nervous about the buy to let business. Many banks pulled their mortgage products. Finding loans became very difficult for BTL landlords.
Thankfully, banks are again falling in love with those shady landlords keen to build a rental empire in Britain's inner cities. The number of buy to let mortgage products has almost returned to pre-crisis levels.
Meanwhile, the UK corporate sector is repaying its loans, despite record low interest rates. For British firms, the credit crunch continues.