It starts with a sliding share prices, some poor results and over-exposure in a deadbeat market. The rumours start, first as a whisper and then grow into a deafening roar. The end approaches when the share price falling off a cliff. Then, we know we are only days away disaster.
The RBS share price is down 40 percent today. All it takes is one lazy teller in one branch and a queue outside a bank branch and RBS will be history.
Somebody needs to do something before it is too late.